Investment Advisor February 2005
Cover Story
The Great Divide
I am like many other young financial planners. I'm also unique. After graduating with a BA in personal financial planning from Kansas State University in...
Features
-
The New Faces of Planning
Owen Malcolm remembers when he was first introduced to financial planning. He was sitting in the corner of an office quietly waiting for his parents...
-
The Next Stage for Life Planning
It's December and there's snow on the ground outside George Kinder's office, a couple of blocks from Harvard Square in Cambridge, Massachusetts. So you can't...
-
Energy by the Numbers
When it comes to building a portfolio, some mutual fund managers want to see as much independent research as they can. They want to talk...
-
A Value(s)-Driven Year
If a single word can be used to sum up the year 2004 it has to be value. We were told throughout the months of...
-
On the Rise
When gauging how sales of variable universal life (VUL) insurance policies are faring, one need only look at equity market performance. As the equity market...
-
When Settling Is Good
Good advisors strive to provide value to their clients in many ways. One often-overlooked way involves what may be one of the larger assets an...
Beginnings
-
Praise for "The Puzzler"
Good article on "Do VAs Ever Make Sense?" (The Puzzler, January 2005) I wish you would look into some popular riders that I find very, very...
-
Why the Underperformance?
Slumping returns, allegedly due to burgeoning capital flows chasing scarce market opportunities, were a prominent theme in the press coverage of hedge funds during 2004,...
-
Gold Dominates Materials Funds
While managers of materials funds may invest in a variety of industries, including steel, glass, paper, and forest products, the volatile gold and metal mining...
-
Mind the Gap
Around the family dinner table the other night, we were discussing the merits of the United States Constitution (don't you have those conversations nightly over...
Columns
-
THE GLUCK REPORT, Part I: Marketing Wisdom
Helping advisors market their firms over the last eight years, I've seen some bizarre stuff. There was one advisor who wanted his Web site navigation...
-
THE GLUCK REPORT, Part II: Portfolios, via the Web
Broker/dealers want to be able, for compliance reasons, to monitor how reps invest client funds. They also want to exert control over them for business...
-
How to Break Up
Experience teaches us many lessons. Sometimes they're lessons we wish we never learned. Years ago, before we merged our firm into Moss Adams, I had...
-
After Lanigan, Fidelity's Chances
If you're an advisor with Fidelity Registered Investment Advisor Group (FRIAG), you already know the news. If you're not, you may or may not have...
-
What's Next in the Capital
Expect debate on Social Security, the tax code, and pensions, and that's just for a start in year one of Bush Two Redux Reforming Social Security...
-
Fear of Flying
One of the most frustrating situations you can encounter is to see clients acknowledge the need to embark on a positive course of action, and...
Conclusions
-
Ire Toward The IRS
The 403(b) industry is up in arms over proposed regulations issued by the Internal Revenue Service that would essentially strip 403(b)s of their unique status...
-
Divorce and Taxes: Alimony & Pensions
The courts and the IRS have been very active recently in the divorce arena. Developments in nonalimony designations, dependency waivers, interest, retirement plans, IRAs, stock...
Sidebar Stories
-
Is the FPA Irrelevant?
Both experienced and new planners express frustration on figuring out how to hire and manage a talented employee, or how to be good employees. Industry...
-
Jamie Oder
Saunders & Associates Financial Management 3204 Long Prairie Road, Suite D Flower Mound, Texas 75022-2718 972-724-9644 jamie.oder@lpl.com www.lpl.com/sa Age: 22 Title: manager, registered advisory representative Education: BA in financial planning, Kansas State University, 2004 Joined...
-
Owen H. Malcolm
Sanders Financial Management, Inc. 4725 Peachtree Corners Circle Norcross, Georgia 30092 800-393-6443 omalcolm@sandersfmi.com www.sandersfmi.com Age: 29 Title: VP and COO Education: BS in finance, Berry College, 1997; MBA in entrepreneurship, Kennesaw State University,...
-
Tony Stureman
Krouse Kern Wealth Management, Inc. 6509 Mutual Drive Fort Wayne, Indiana 46825 260-496-8297, ext 342 tstureman@krousekern.com www.kkwealth.com Age: 35 Title: Manager, registered advisory representative Education: AS in electronics engineering technology, ITT Technical Institute,...
-
About The Manager
The path that J.C. Waller III took to his present position with Icon Advisers is not the typical one. He didn't come to Icon straight...
-
Looking back
As part of Investment Advisor's 25th anniversary, we will be sharing some of that history with you from time to time. In an article written...
-
Behind the Numbers, with Liz Ann Sonders
Charles Schwab & Co.'s Chief investment strategist, who debuts on our asset allocation panel this month, explains that her suggested allocation is designed for a...
-
More Opportunities for Roth Conversions
The Internal Revenue Service has opened the door for older, wealthier individuals to convert their traditional IRAs into Roth IRAs. Previously, individuals earning more than $100,000...
-
Brand Yourself
A handful of advisors take their personal likes and dislikes and incorporate them into their marketing. If you like babies, therefore, you would feature pictures...
-
The Dollar Cost of Compliance
Securities and Exchange Commission regulations, along with legislation like Sarbanes-Oxley, the USA Patriot Act, and anti-money laundering rules, are putting a significant strain on asset...
Sponsor
Showcase
Actionable insights to help you make better global investment decisions.
Event Spotlight
Retirement Income Symposium
October 10-11, 2013
Hyatt Regency, Boston, MA
The symposium provides practical, innovative solutions to current industry challenges and provides advisors clear, actionable strategies that they can utilize to address their clients' needs.
Resource Library
View All »
Understand the #1 Alternative Asset for Self-Directed Investors - Real...
Are you prepared to offer innovative alternative investment solutions to your clients and explain the...
Sales & Onboarding - Your Last Chance to Make a...
Start building long-term, loyal clients and advocates today by utilizing the latest research and our...
Complimentary White Paper: "Strategies on Advising Couples"
Grow your practice by rethinking how you view, interact and approach investment decisions when working...
Breaking up is hard to do
Love being a financial advisor? Not getting what you need from your current firm? Hear...
The Best of Both Worlds with Century Securities
Our independent affiliates enjoy the freedom to make important choices and the professional resources of...
Build a Scalable Foundation for Growing Your Advisory Practice
This advice is based on industry research and the practical observations of other advisors who...
Complimentary Informational Brochure on Ameritas Life and Annuities
Ameritas Advisor Services can give you the tools you need to help your clients with...
Working Smarter: Engaging Prospects And Clients Through Social Media
For financial advisors, social media represents a powerful addition to traditional marketing and networking activities....
Complimentary Copy of "Winning Advantage: The Financial Advisor Playbook for...
Find out the four crucial steps you need to follow to choose the right technology...
Complimentary White Paper: "Alternative Investments in the Mainstream "
In this white paper you will learn how to earn more referrals and grow your...
Advisor Tools
Business Evaluator
The Business Evaluator tool is designed to educate advisors on career options. Get recommendations unique to your situation as the Business Evaluator intuitively guides you through exploring a change.
