James Lange

• Timing mistakes are taxing in Roth 401(k) distribution planning

  By James Lange  |  October 1, 2007

  The Roth 401(k) regulations were finalized by the IRS on April 30, 2007. Hopefully, you have persuaded your clients to contribute to a Roth 401(k)...

• An incredible tax savings opportunity, Pt. 2

  By James Lange  |  September 1, 2007

  For individuals with existing IRAs who meet the income limitations for a Roth conversion, the tax law is clear; you can roll the after-tax assets...

• Important ruling means big business

  By James Lange  |  August 1, 2007

  The issue I'm about to discuss is critical to you and your business, so this will be the first part of a two-part column. That...

• Split the IRA, spare the family

  By James Lange  |  July 1, 2007

  Last month, I wrote about IRA beneficiary designations for the traditional family, where neither the husband nor the wife remarried as a consequence of death...

• How to handle the IRA beneficiary designation form

  By James Lange  |  June 1, 2007

  Knowing what to do with an IRA or retirement plan beneficiary form might make a difference in whether or not a prospective client stays with...

• Know the nuances of PPA rollover provisions

  By James Lange  |  May 1, 2007

  The IRS's unfavorable interpretation of an important provision in the Pension Protection Act of 2006 creates a tremendous opportunity for advisors to expand their 401(k)-to-IRA...

• Avoid costly boomer rollover mistakes

  By James Lange  |  April 1, 2007

  Many financial advisors unknowingly make a steady stream of 401(k) to IRA transfer mistakes. They can cost the client thousands of dollars in the short...

• A golden opportunity for high-income baby boomers

  By James Lange  |  March 1, 2007

  If your clients earn in excess of $100,000, they'll have to wait until 2010 when wealthy Americans will qualify -- for the first time --...

• Compare the Traditional 401(k) to the Roth 401(k)

  By James Lange  |  November 1, 2006

  The Pension Protection Act of 2006 gives permanent status to pension and IRA provisions established by EGTRRA that were due to expire at the end...