Annuities

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  Annuities and Taxes, Pt. 1: Contract Payments

  By Tax Facts Online  |  March 5, 2013

  The Tax Facts Online experts break down what an annuity contract is and what general rules govern the income taxation of payments received under annuity contracts.

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  Deferred, Indexed Annuities Strong Despite Overall Drop in Sales: LIMRA

  By Danielle Andrus, AdvisorOne  |  February 25, 2013

  Annuity sales over all were down for the last quarter of 2012, but LIMRA found deferred and indexed annuities were among the most successful classes.

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  New Retirement Planning: The Benefits of Patience on Annuities

  By William H. Byrnes, Esq., Robert Bloink, Esq., LL.M.  |  February 25, 2013

  Creating a sustainable retirement income stream is more challenging than ever, but a Society of Actuaries study provides some room for hope, if annuity owners can be patient.

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  Top 5 Retirement Issues

  By Editorial Staff  |  February 25, 2013

  Investment Advisor talked to several of the main players on the retirement stage to get their thoughts on the big challenges of modern retirement.

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  Milevsky’s VA Shocker: Turn on Your Living Benefit, Now

  By Moshe A. Milevsky  |  February 22, 2013

  Advisors ask me whether clients should “hurry up”—in light of the declining richness of GLB riders—and add money to VAs they already own, before it is too late. My answer will not be what you expected.

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  Are Annuities the Solution to Old 4% Retirement Rule?

  By William H. Byrnes, Esq., Robert Bloink, Esq., LL.M.  |  February 12, 2013

  For years, the 4% rule provided the baseline from which advisors launched retirement strategies, but those strategies simply aren’t cutting it any more. Enter annuities with some attractive riders.

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  Top Portfolio Products: Genworth Introduces Turnkey Offering for Advisors

  By Marlene Y. Satter, AdvisorOne  |  February 1, 2013

  New products introduced over the last week include a new suite of four model portfolios from a team-up of Jefferson National and Braver Capital Management and a new fixed indexed annuity from Allianz Life.

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  Low Interest Rates Are Driving Insurers Out of the Bond Market: BlackRock

  By Joyce Hanson, AdvisorOne  |  January 24, 2013

  Insurers are likely to move asset allocations as low rates challenge business models and profitability, says BlackRock’s global insurance industry outlook.

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  To Annuitize, or Not to Annuitize: What Sways the Choice?

  By John Sullivan, AdvisorOne  |  January 18, 2013

  The answer initially appears quite simple—plan design. But it quickly gets complicated from there, an EBRI study shows.

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  Finke Study Warns: 4% Retirement Rule Is Dead, Long Live Annuities

  By Gil Weinreich, AdvisorOne  |  January 17, 2013

  A retirement income portfolio based on the popular 4% rule has a 57% chance of failure based on current returns. "The bottom line is that the current low-yield environment is a retirement income game changer," the study's co-author, Michael Finke, says.