The Retiree

• 401(k)s Making Headway

  By Janet Levaux, AdvisorOne  |  May 24, 2012

  Fidelity Investments said in early May that the average 401(k) balance rose to $74,600 at the end of the first quarter

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  Advisors Wanted: 403(b) Plans Need ‘Modernizing’

  By Gil Weinreich, AdvisorOne  |  May 22, 2012

  Aaron Friedman of Principal Financial says that in areas like investment options, investment policy statements and participant education, advisors have a role to play in “modernizing” 403(b) plans.

• Touchstone’s Steve Graziano on Martinis, Growth and the Case for Subadvising

  By John Sullivan, Advisorone  |  May 22, 2012

  After an 18-year stint at Pioneer Investments, Steve Graziano was ready for retirement and an easy transition into teaching.

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  Seven Misconceptions About ESOPs

  By Jerry Ripperger  |  May 22, 2012

  A treasure trove of baby boomer assets are buried in business ownership.

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  Why Fighting Client Biases Is Futile

  By Savita Iyer-Ahrestani, AdvisorOne  |  May 21, 2012

  Believe it or not, trying to get your clients to overcome their emotions may be the wrong move.

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  Creating Wealth Isn’t Quick or Easy. So Why Do So Many Think Otherwise?

  By Andrew Rice, Money Management Services  |  May 19, 2012

  An important part of our job as advisors is to separate fact from fiction for our clients; a (market) picture can be worth a million words.

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  Don’t Risk It: Hybrid Policies Can Reduce the Risks in Long-Term Care

  By Robert Bloink, Esq., LL.M., William H. Byrnes, Esq.  |  May 18, 2012

  You can help these clients avoid overpaying for long-term care by using a life insurance policy to provide coverage in the event that long-term care is needed, while simultaneously preserving your client’s estate if the need for care does not arise.

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  Most Investors Say They Aren’t Saving Enough: Edward Jones

  By Janet Levaux, AdvisorOne  |  May 17, 2012

  A recent survey—which uncovers regional disparities—finds that for one in 10, retirement isn't seen as attainable.

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  Fidelity: Retiree Medical Care Will Cost as Much as House

  By John Sullivan, Advisorone  |  May 15, 2012

  A 65-year-old couple retiring in 2012 is estimated to need $240,000 to cover medical expenses throughout retirement.

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  Zvi Bodie: I Bonds Are Best for Most Investors

  By Gil Weinreich, AdvisorOne  |  May 11, 2012

  Zvi Bodie, safe-investing proponent, says Series I savings bonds are the best investment for most people, yet few know about these inflation-protected bonds.