Annuities

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  JPMorgan, Wells Fargo See Double-Digit Q1 Profits but Shares Fall on Low Revenue

  By Joyce Hanson, AdvisorOne  |  April 12, 2013

  JPM and WFC both offset lower profit margins on loans by setting aside less money to cover bad mortgage loans.

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  94% of Pension Plans Underfunded: Wilshire

  By John Sullivan, AdvisorOne  |  April 11, 2013

  A low-interest-rate environment is wreaking havoc with corporate defined benefit plans.

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  What Advisors Don’t Know About Variable Annuities: How GLWBs Work

  By Mike Henkel, Achaean  |  April 8, 2013

  Fees are based on the portfolio’s high-water mark, and the VA holder is actually making payments to himself from his own money until all those funds are exhausted.

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  When Clients Outlive Their Longevity Insurance: QLACs

  By Robert Bloink, Esq., LL.M., William H. Byrnes, Esq.  |  April 3, 2013

  Favorable IRS treatment makes QLACs—deferred annuity products—more appealing, but their flip side is that the client may not live long enough to reap the longevity benefits. Treasury is proposing a solution.

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  Variable Annuity Sales Slide as Income Annuities Reach Record

  By John Sullivan, AdvisorOne  |  March 29, 2013

  Overall VA sales trended downward compared with 2011, but were relatively even with 2010 levels.

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  Altering of 401(k) Tax Incentives Alarms Retirement Industry

  By Danielle Andrus, AdvisorOne  |  March 25, 2013

  With so many people covered by 401(k)s, it’s clear that the impact of changes to their tax treatment could be substantial.

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  Top 20 Companies for Annuity Sales in 2012

  By Melanie Waddell, AdvisorOne  |  March 21, 2013

  Total sales of annuity products reached $219 billion in 2012—the lowest level since 2005, according to LIMRA.

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  How to Evaluate Lower-Priced Guaranteed Lifetime Income VAs

  By Robert Bloink, Esq., LL.M., William H. Byrnes, Esq.  |  March 19, 2013

  Asset allocation is more important than ever in newer variable annuities.

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  Top Portfolio Products: Goldman Rolls Out Global Bond Fund

  By Marlene Y. Satter, AdvisorOne  |  March 11, 2013

  FPA introduces no-load products, as Lincoln Financial launches a Treasury-indexed VA and ING U.S. brings out a new lifetime income annuity.

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  Jackson Launches Two New Thought Leadership Venues for Advisors

  By Gil Weinreich, AdvisorOne  |  March 6, 2013

  Jackson is the most recent company throwing advisors a “thought leadership” lifeline—ideas, strategies and tools advisors can presumably use to build their businesses.