Annuities

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  What Advisors Don’t Know About Variable Annuities: How VAs Fit Into a Client’s Portfolio

  By Mike Henkel, Achaean  |  April 29, 2013

  Properly assessing the viability of a variable annuity for a particular client entails considerably more than just adding it alongside a standard model portfolio.

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  Hurricane Lessons

  By Bob Seawright  |  April 29, 2013

  When people calculate their risk of hurricane damage and make decisions about hurricane insurance, they consistently misread their prior experience and make poor choices, according to a recent study.

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  Reality Bites: Gen Xers Aren’t Slackers Anymore, MetLife Says

  By Joyce Hanson, AdvisorOne  |  April 26, 2013

  The unthinkable inevitable has happened: Gen Xers are identifying more with their Boomer parents as they enter middle age and shoulder the burdens of work, family and financial planning.

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  What Advisors Don’t Know About Variable Annuities: Market Conditions and VAs

  By Mike Henkel, Achaean  |  April 22, 2013

  In part four of our series, we look at how market conditions affect variable annuities. VAs may appear, on paper, to be a win-win, but the reality is more nuanced.

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  BNY Mellon Profits Drop, but Pershing Clearing Helps Offset Losses

  By Joyce Hanson, AdvisorOne  |  April 17, 2013

  Pershing's clearing services revenue helped offset the Bank of New York Mellon's Q1 losses stemming from a foreign tax credit fight.

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  IRA Cap Gives Rise to New Funding Strategies

  By John Sullivan, AdvisorOne  |  April 17, 2013

  As with the Whac-A-Mole carnival game, new regulation means new opportunity.

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  What Advisors Don’t Know About Variable Annuities: GLIBs

  By Mike Henkel, Achaean  |  April 16, 2013

  In the third post of our series on variable annuities, we look at the choices policyholders need to make regarding the guaranteed lifetime income benefit.

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  JPMorgan, Wells Fargo See Double-Digit Q1 Profits but Shares Fall on Low Revenue

  By Joyce Hanson, AdvisorOne  |  April 12, 2013

  JPM and WFC both offset lower profit margins on loans by setting aside less money to cover bad mortgage loans.

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  94% of Pension Plans Underfunded: Wilshire

  By John Sullivan, AdvisorOne  |  April 11, 2013

  A low-interest-rate environment is wreaking havoc with corporate defined benefit plans.

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  What Advisors Don’t Know About Variable Annuities: How GLWBs Work

  By Mike Henkel, Achaean  |  April 8, 2013

  Fees are based on the portfolio’s high-water mark, and the VA holder is actually making payments to himself from his own money until all those funds are exhausted.