Blogs

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  Prenups Mean Nothing When Long-Term Care Is Needed

  By Romeo Raabe, LUTC, LTCP  |  May 21, 2013

  If a client is considering a later-in-life marriage, understand that prenuptial agreements can’t ‘hide’ assets when it comes to a spouse’s need for LTC.

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  More Clients Will Be Hit With Higher Medicare Costs Under Obamacare

  By Robert Bloink, Esq., LL.M., William H. Byrnes, JD, LL.M.  |  May 13, 2013

  Under Obamacare, income-based Medicare premiums for both HNW and lower-net-worth clients clients may sharply rise. Here are your options.

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  How to Take the 'Gamble' Out of Retirement Planning

  By Ronald Delegge, ETFguide.com  |  May 6, 2013

  The financial-services industry has plenty of reasons to look at 12(b)-1 fees--especially when it comes to the need for client-friendly arrangements.

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  Are Your ‘Time Saving Techniques’ Just Pushing Work Back to Clients?

  By Michael E. Kitces  |  May 4, 2013

  There is greater pressure than ever for financial planners to maintain high productivity levels, but at what cost?

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  Remind Clients of the Non-Market Returns You Provide: 7 Examples

  By Andrew Rice, Money Management Services  |  May 4, 2013

  Beyond the returns on their portfolios, chances are good that you’ve provided plenty of non-market returns for your clients. You may want to remind them of this value you provide; here are seven examples.

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  What Can Advisors Do in Defense of Freedom and Opposition to Terror?

  By Gil Weinreich, AdvisorOne  |  May 2, 2013

  AdvisorOne's Gil Weinreich speaks with freedom activist Ayaan Hirsi Ali about the fight for Western freedoms and how advisors can play a role, and the author adds his a post-script about his own brush with terror...

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  What Advisors Don’t Know About Variable Annuities: How VAs Fit Into a Client’s Portfolio

  By Mike Henkel, Achaean  |  April 29, 2013

  Properly assessing the viability of a variable annuity for a particular client entails considerably more than just adding it alongside a standard model portfolio.

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  The CFPB Warning on Senior Designations: Off the Mark

  By Bob Clark, AdvisorOne  |  April 23, 2013

  Is cracking the whip on deceptive seminars for seniors really the most important issue a Consumer Financial Protection Bureau should be pursuing?

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  What Advisors Don’t Know About Variable Annuities: Market Conditions and VAs

  By Mike Henkel, Achaean  |  April 22, 2013

  In part four of our series, we look at how market conditions affect variable annuities. VAs may appear, on paper, to be a win-win, but the reality is more nuanced.

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  What Advisors Don’t Know About Variable Annuities: GLIBs

  By Mike Henkel, Achaean  |  April 16, 2013

  In the third post of our series on variable annuities, we look at the choices policyholders need to make regarding the guaranteed lifetime income benefit.