Blogs

• 

  New Retirement Planning: The Benefits of Patience on Annuities

  By William H. Byrnes, Esq., Robert Bloink, Esq., LL.M.  |  February 25, 2013

  Creating a sustainable retirement income stream is more challenging than ever, but a Society of Actuaries study provides some room for hope, if annuity owners can be patient.

• 

  Goal-Based Wealth Management: Preparing Clients for Retirement

  By James Carney, ByAllAccounts  |  February 19, 2013

  We are in the midst of a sea change in wealth management, heralded by the rise of online advice tools that clients will use to complement their advisor relationships.

• 

  The Successful Retirement Plan Advisor, Pt. 1: 3 Traits They Share

  By Liz Davidson, Financial Finesse  |  February 18, 2013

  Three common traits are shared by those advisors who are most successful in their work with retirement plans and participants.

• 

  Are Annuities the Solution to Old 4% Retirement Rule?

  By William H. Byrnes, Esq., Robert Bloink, Esq., LL.M.  |  February 12, 2013

  For years, the 4% rule provided the baseline from which advisors launched retirement strategies, but those strategies simply aren’t cutting it any more. Enter annuities with some attractive riders.

• 

  How Do You Plan for Clients When You Can’t Trust the CPI?

  By Bob Clark, AdvisorOne  |  January 23, 2013

  Peter Schiff's relentless questioning of the government's CPI data--is inflation really so low?--raises a daunting question for advisors and their clients.

• 

  The Future of Financial Advice? Maybe It’s Health Care

  By Bob Clark, AdvisorOne  |  January 16, 2013

  I suspect that financing health care will replace investments as the primary service demanded by advisory firm clients in the all-too-near future.

• 

  Advisors May Still Lose Right to Earn Commissions on IRA Advice

  By Dale Brown, Financial Services Institute  |  January 15, 2013

  The Department of Labor will likely issue a reworked version of its fiduciary proposal in late Q1 or early Q2, and concerns about its potential impact remain very real.

• 

  Kitces on the Top 3 Topics for Advisors in 2013—Topic 3: Obamacare

  By Michael E. Kitces  |  January 10, 2013

  This year may mark the beginning of a permanent change in separating employment from health insurance. Why this development in health exchanges holds major implications for you and your clients.

• 

  Fully Funded Retirement in 10 Years: A DB Plan for Now

  By Robert Bloink, Esq., LL.M., William H. Byrnes, JD, LL.M.  |  December 13, 2012

  With higher taxes likely in 2013 and beyond, your small business-owners clients (and you?) may want to take a closer look at starting their own DB plans for retirement.

• 

  The Life Insurance Fiscal Cliff: No Tax Preference Is Safe

  By Robert Bloink, Esq., LL.M., William H. Byrnes, Esq.  |  December 6, 2012

  The potential elimination of many tax preferences currently afforded life insurance is one facet of today’s fiscal cliff discussions that is often overlooked. In today’s political environment, no tax preference is safe.