annuity product

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  The Not-So-Irrevocable Trust: Unlocking Trust Assets

  By Robert Bloink, Esq., LL.M., William H. Byrnes, Esq.  |  June 17, 2013

  There are many reasons a client might want to preserve an irrevocable trust, but after the fiscal cliff deal, there are equally strong reasons a client might prefer to terminate.

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  New Hire Roundup: Christian Brothers Appoints Four

  By Marlene Y. Satter, AdvisorOne  |  March 27, 2013

  This week in new hires, Christian Brothers Investment Services announced four key appointments, and American Century welcomed Joseph Schultz.

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  How to Evaluate Lower-Priced Guaranteed Lifetime Income VAs

  By Robert Bloink, Esq., LL.M., William H. Byrnes, Esq.  |  March 19, 2013

  Asset allocation is more important than ever in newer variable annuities.

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  Top 5 Retirement Issues

  By Editorial Staff  |  February 25, 2013

  Investment Advisor talked to several of the main players on the retirement stage to get their thoughts on the big challenges of modern retirement.

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  Are Annuities the Solution to Old 4% Retirement Rule?

  By William H. Byrnes, Esq., Robert Bloink, Esq., LL.M.  |  February 12, 2013

  For years, the 4% rule provided the baseline from which advisors launched retirement strategies, but those strategies simply aren’t cutting it any more. Enter annuities with some attractive riders.

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  Variable Annuity Outlook 2013: Tough Road Ahead

  By John Sullivan, AdvisorOne  |  December 21, 2012

  Sun Life Financial’s announcement that it will exit the business is the latest in a growing trend. The main culprit is that many variable annuity products hedged their exposure incorrectly.

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  How New Deferred Annuities Provide Income Early in Retirement

  By William H. Byrnes, Esq., Robert Bloink, Esq., LL.M.  |  November 8, 2012

  Creating products to provide sustainable retirement income for the diverse group of baby boomers just entering retirement has presented a big challenge for insurance companies, but they’re stepping up.

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  Life Settlements—Are They Back?

  By Robert Bloink, Esq., LL.M., William H. Byrnes, Esq.  |  August 27, 2012

  One question financial advisors should be asking themselves today is whether life settlements have returned to the fold as a viable tool in their clients’ planning strategies.

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  A Package Deal: Planning for Long-Term Care With Income Security

  By Robert Bloink, Esq., LL.M., William H. Byrnes, Esq.  |  July 15, 2012

  A type of fixed annuity could provide the solution for clients who are looking to plan for long-term care and receive a guaranteed return on their investment.

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  Looking for Long-Term Care Coverage? You Might Not Find It

  By William H. Byrnes, Esq., Robert Bloink, Esq., LL.M.  |  April 5, 2012

  Major insurance carriers are abandoning long-term care coverage in record numbers. Several other options exist, but a smartly crafted annuity strategy may provide the solution while offering a substantial tax break.