care insurance

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  Prenups Mean Nothing When Long-Term Care Is Needed

  By Romeo Raabe, LUTC, LTCP  |  May 21, 2013

  If a client is considering a later-in-life marriage, understand that prenuptial agreements can’t "hide" assets when it comes to a spouse’s need for LTC.

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  Annuities and Taxes, Pt. 1: Contract Payments

  By Tax Facts Online  |  March 5, 2013

  The Tax Facts Online experts break down what an annuity contract is and what general rules govern the income taxation of payments received under annuity contracts.

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  Long Term Care Insurance: Premiums

  By Tax Facts Online  |  March 4, 2013

  While premiums for qualified long-term-care insurance may be deductible as medical expenses there are exceptions to this general rule. Learn how to avoid unnecessary tax liabilities.

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  Cafeteria Plans

  By Tax Facts Online  |  March 4, 2013

  The income tax treatment of cafeteria plans is key to their popularity. Learn how to maximize the tax benefits of these “flexible benefit plans”.

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  Long-Term Care Insurance Not Just for Elderly

  By Marlene Y. Satter, AdvisorOne  |  September 5, 2012

  It’s a common perception that such coverage is for older people who suffer failing faculties due to their age. But a study found that claimants as young as 24 had used their policies, sometimes for years.

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  Largest Long-Term Care Claim Nears $2 Million

  By Marlene Y. Satter, AdvisorOne  |  April 23, 2012

  Long-term care insurance costs are on the rise. A new study shows just how much some of those claims are worth to the insured.

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  Retirement Topics Confuse Pre-Retirees: Metlife

  By Danielle Andrus, AdvisorOne  |  October 25, 2011

  MetLife quizzed over 1,200 Americans about what they need for a financially secure retirement. Unfortunately, the majority answered just five out of 15 questions correctly.

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  Federal LTC Enrollment Soars

  By Marlene Y. Satter, AdvisorOne  |  September 23, 2011

  The Federal Long-Term Care Insurance Program, in its first major open season for enrollment since its inception, saw an increase of 20% in enrollment, with more than 45,000 now covered by the largest employer-sponsored plan in the U.S.

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  LTC Coverage Available to Those With Severe Health Issues

  By Marlene Y. Satter, AdvisorOne  |  July 20, 2011

  United Security Assurance of Pennsylvania announced two types of long-term care insurance policies for people in select states with severe health conditions like cancer, cystic fibrosis and diabetes.