Employee Benefit Research Institute

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  Tax Reform ‘Threat’ Will Hurt 401(k)s, ASPPA Warns

  By John Sullivan, AdvisorOne  |  November 27, 2012

  It doesn’t have quite the emotional resonance of “Save the Whales,” but it’s endangered nonetheless.

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  Ownership of 401(k) Plans Rise, While IRAs Fall

  By John Sullivan, AdvisorOne  |  September 26, 2012

  In the financial services industry’s quest to help secure successful retirements on behalf of their clients, a new report from the Employee Benefit Research Institute offers hope—and frustration.

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  IRI: Income Disparities Lead to Retirement Shortfall for Women

  By Danielle Andrus, AdvisorOne  |  August 2, 2012

  Income disparities between men and women have led to a retirement shortfall of between 25% and 30%, a report released Tuesday by the Insured Retirement Institute found.

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  Housing Starts Rise, but Watch for Housing Stops

  By Gil Weinreich, AdvisorOne  |  July 18, 2012

  While Wednesday’s housing-starts data suggest a possible comeback in the battered sector, a new study of trends among older Americans suggests that housing “stops” are a factor once Americans hit 75.

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  Medicare, Taxes, Retirement Are Targets in Hearing

  By Marlene Y. Satter, AdvisorOne  |  June 19, 2012

  Among the proposals was one to change the tax treatment of retirement plans.

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  Individuals’ Combined IRA Balance Higher Than Overall Average

  By Danielle Andrus, AdvisorOne  |  June 6, 2012

  Average IRA balances are about a third higher, and the median balance is about 42% higher, when an individual’s multiple accounts are considered together, the EBRI found.

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  Realistic Planning: There’s More to Life Than Retirement

  By Bob Seawright  |  May 24, 2012

  Much retirement planning advice focuses on saving more and saving earlier. But this advice isn’t always realistic and often comes couched in unjustified criticism.

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  More Americans Aging Into Poverty

  By John Sullivan, AdvisorOne  |  May 23, 2012

  A recent study from the Employee Benefit Research Institute found that, despite falling during the first part of the last decade, the number of poverty-stricken seniors is once again growing.

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  Affluent Pre-Retirees ‘Terrified’ of Health Costs

  By Danielle Andrus, AdvisorOne  |  May 7, 2012

  Half of affluent pre-retirees say they are “terrified” of the effect health care costs will have on their retirement plans, according to a report released Monday by Nationwide Financial.

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  EBRI: Workers’ Biggest Concerns Are Job Security, Debt Levels

  By Melanie Waddell, AdvisorOne  |  March 13, 2012

  While only 14% of workers are very confident that they’ll have the money to retire, workers say the more pressing concerns of job security and mounting debt are taking precedence over retirement concerns, according to an EBRI survey.