Employee Benefit Research Institute

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  401(k)s to Overtake Pensions as Primary Retirement Vehicle in 2012: State Street

  By Joyce Hanson, AdvisorOne  |  January 26, 2012

  In 2012, more people will save for retirement in 401(k)-type plans than in traditional pensions, which means employees need better guidance from plan sponsors, says State Street Global Advisors.

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  Americans Raiding Savings, Retirement Accounts

  By Marlene Y. Satter, AdvisorOne  |  January 17, 2012

  In a move that may be a bad sign for the economy, Americans are spending more, and raiding their savings, college and retirement accounts to do so even as they take on more credit card debt.

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  Top 10 Worst States for Workers in Retirement Plans

  By Marlene Y. Satter, AdvisorOne  |  January 2, 2012

  The Employee Benefit Research Institute uncovered a disturbing trend—well, disturbing to anyone who hopes to retire someday.

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  Expected Retirement Age Increases, but Percentage of ‘Never Retirees’ Falling: EBRI

  By Danielle Andrus, AdvisorOne  |  December 22, 2011

  While the majority of older Americans say they will retire at a later age than they previously thought, the percentage of people near retirement who say they will probably never retire is going down, the Employee Benefit Research Institute found.

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  Outlook 2012: Retirement — Boomer Surveys Tell Us They’re Happy (Even If Broke)

  By Joyce Hanson, AdvisorOne  |  December 21, 2011

  The most beloved statistical study in the advisor world—namely, the retirement survey—was a veritable cottage industry in 2011, the year the first of the baby boomers began marking their milestone 65th birthday.

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  Top 10 Smartest States for Financial IQ

  By Ron Pechtimaldjian and Melanie Waddell, AdvisorOne  |  December 7, 2011

  A study by the nonpartisan EBRI shows the difference in financial literacy and behavior for each state. To determine which states had the highest financial IQ, AdvisorOne added each states’ ranking in the two categories and, like golf, the lower scores won.

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  Why Women’s Retirement Participation Rate Only Looks Lower Than Men’s

  By Danielle Andrus, AdvisorOne  |  November 30, 2011

  While men have higher participation rates in retirement plans overall, when controlled for work status, women consistently have higher participation rates, the Employee Benefit Research Institute announced on Tuesday.

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  Deficit Tax Proposals Would Radically Change 401(k)s: EBRI

  By Jane Wollman Rusoff  |  November 11, 2011

  If enacted, two major tax-reform proposals aimed at shrinking the federal deficit would reduce 401(k) plan contributions and likely send retirement account balances tumbling, according to the nonpartisan EBRI.

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  New Hire Roundup: Dubois and Wassmann Join LPL; Jenks Goes to Putnam; Adams to EBRI

  By Marlene Y. Satter, AdvisorOne  |  November 2, 2011

  This week in new hires, Dubois and Wassmann join LPL; Stephen Jenks went to Putnam Investments; Nevin Adams joined EBRI; Donald L. McDonald became CEO at Prime Advisors; HighTower brought in Ann Rieder; and Barclays added 6 new advisors.

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  Top 10 Best States for Workers in Retirement Plans

  By Marlene Y. Satter, AdvisorOne  |  October 14, 2011

  In these states, more workers in 2010 participated in a retirement plan.