Employee Benefit Research Institute

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  As Politicians Spar Over Social Security, 401(k) Planners Fill Retirement Gap

  By Joyce Hanson, AdvisorOne  |  September 15, 2011

  America’s workers are relying more than ever on their employers to ensure they’ll have enough money to retire—and this trend toward paternalism is being embraced by mutual fund and insurance companies.

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  Senate Panel Hears Sharp Disagreement on Improving Retirement Savings

  By Marlene Y. Satter, AdvisorOne  |  September 15, 2011

  At a Senate Finance Committee hearing on Thursday experts on retirement policy sharply disagreed over the best course to improve Americans’ ability to retire with some financial security. Proposals ranged from substantial changes in the current system to adjustments that would not alter it drastically.

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  Annuities and Inflation Risk

  By Robert Bloink, Esq., LL.M., William H. Byrnes, Esq.  |  September 3, 2011

  Are inflation-protected annuities worth the price?

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  DB Plans Reduce Risk of Inadequate Retirement Income by 12 Points

  By Danielle Andrus, AdvisorOne  |  August 31, 2011

  A report from the Employee Benefit Research Institute found that having a defined-benefit plan at age 65 reduces risk for boomers and Generation X workers by almost 12 percentage points.

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  401(k) Investors Who Choose TDFs Stay With Them

  By Danielle Andrus, AdvisorOne  |  August 30, 2011

  Retirement plan participants who invest in target-date funds tend to stay with them, the Employee Benefit Research Institute announced Tuesday.

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  Older Workers in Labor Force Is Highest in 35 Years

  By John Sullivan, AdvisorOne  |  August 3, 2011

  More Americans close to or beyond retirement age are staying in the work force. The so-called labor-force participation rate reached 40.2% for older workers in 2010, the highest level over the 1975–2010 period, according to new data from the Employee Benefit Research Institute.

• GAO Report: Buy More Annuities!

  By Bob Seawright, Madison Avenue Securities  |  July 26, 2011

  A government report offers lots of reasons why annuities keep people from going broke when they’re most vulnerable.

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  Washington Contemplates Severe Cap on 401(k) Contributions

  By Robert Bloink, Esq., LL.M., William H. Byrnes, Esq.  |  July 25, 2011

  Do we really want to discourage retirement savings as Social Security continues its inexorable slide toward insolvency?

• A Conversation with David Salisbury of the Employee Benefit Research Institute

  By David Macchia  |  October 1, 2008

  One of the most enjoyable and enlightening conversations I've ever experienced was with Dallas Salisbury, president & CEO of Washington-based Employee Benefit Research Institute. For...