Employee Benefits Research Institute

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  Low Interest Rates Wallop Retirees: EBRI

  By Melanie Waddell, AdvisorOne  |  May 13, 2013

  The low-interest-rate environment “has an extremely large impact on failure rates” when it comes to meeting retirement goals, EBRI's research director says.

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  Critics Slam Obama Budget Over Entitlement Cuts, Retirement Savings Cap

  By Melanie Waddell, AdvisorOne  |  April 10, 2013

  President Obama called his just-released budget a “fiscally responsible blueprint for middle-class jobs and growth,” but critics derided it for cutting Social Security and Medicare and capping retirement savings.

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  After Election, Tax Preferences for Retirement, Health Benefits Likely on Chopping Block

  By Melanie Waddell, AdvisorOne  |  August 28, 2012

  “Benefit plan tax incentives are an area of total and complete volatility, and neither employers nor workers can have any certainty of what lies ahead,” warned EBRI head Dallas Salisbury.

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  Almost Half of Gen X Retirements ‘At Risk’

  By Danielle Andrus, AdvisorOne  |  June 15, 2012

  The number of years of defined contribution plan eligibility has a significant impact on Gen X workers’ risk of running out of income in retirement, a report from the EBRI found.

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  The Fight Over 401(k) Fees

  By Danielle Andrus, AdvisorOne  |  June 8, 2012

  Retirement plan fees can cost participants nearly $155,000 over the life of the plan, said a recent white paper by Demos, a liberal think tank. ASPPA says the paper is wrong.

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  EBRI’s Salisbury on Auto-IRA Plans: Nobody Likes a Mandate

  By Melanie Waddell, AdvisorOne  |  May 10, 2012

  Salisbury sat with AdvisorOne on Thursday at EBRI’s Policy Forum in Washington to discuss some of the top issues facing the employee benefits world.

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  Time Bombs Lurk in Retirement Overhaul: Lawmakers, Experts

  By Melanie Waddell, AdvisorOne  |  April 17, 2012

  House Ways and Means Committee Chairman Dave Camp warned Tuesday that a retirement overhaul in efforts to reform the tax code could "threaten the retirement security of ordinary families."

• Retirement Plans Could Be Hit by Proposals

  By Marlene Y. Satter, AdvisorOne  |  March 21, 2012

  In the proposed plan, contributions to plans would no longer be tax deductible, but a flat-rate refundable tax credit of 18% would be introduced instead that would serve as a federal matching contribution into a retirement savings account.

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  CBO Chief Warns Deficit Committee: Tax Policy on Road to Ruin

  By Joyce Hanson, AdvisorOne  |  September 13, 2011

  CBO Director Douglas Elmendorf testified before the congressional super committee on deficit reduction, saying the economy will not be able to sustain its current level of spending with the tax cuts now in place as the population ages and health-care costs grow.