insurance policies

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  When Your HNW Clients Make Music, Be Sure They’re Covered

  By Julie Sherlock  |  May 20, 2013

  If those clients or their children are budding—or wannabe—Paganinis or Claptons, be sure their valuable musical instruments are covered by following these six steps.

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  Mixed News on Changes to Long-Term Care Tax Deductions

  By Marlene Y. Satter, AdvisorOne  |  March 12, 2013

  The IRS has increased the amount of LTC insurance premiums that are deductible for 2013. But the news comes with a caveat.

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  Protecting Life Insurance Beneficiaries From a Windfall

  By William H. Byrnes, Esq., Robert Bloink, Esq., LL.M.  |  March 5, 2013

  Do your clients want to control how their beneficiaries get death benefits? A new trend in product offerings may be of service.

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  Trusts and LLCs: Smart Ways to Transfer Wealth and Risk, but Mind the Details

  By Kathleen Tierney, Chubb  |  February 21, 2013

  There are many intelligent reasons to transfer high-value assets to a trust or LLC, but there’s a devil lurking in the details, specifically the insurance considerations.

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  Lessons From Sandy: Are Your HNW Clients Prepared for a Home Loss?

  By Tony Guerrerio, ACE  |  February 20, 2013

  As the cost of living skyrockets after losing a home, policies from mass-market carriers can fall short of providing HNW families with any sense of normalcy.

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  In Insurance We Trust—Too Much?

  By Marlene Y. Satter, AdvisorOne  |  November 20, 2012

  Trusts often rely on insurance policies for a variety of purposes, and if trustees do not actively manage those policies, it could cause trouble for both trust and trustee.

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  How Clients Can Secure Their Property: Lessons From Sandy

  By Laura Mazzuca Toops, PropertyCasualty360.com  |  November 5, 2012

  Given that many Sandy-stricken areas are still without power, how can property owners—whether business or homeowners—protect themselves against crime?

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  Is Risk of More Expensive LTC Insurance Rising or Falling? Pt. 1

  By Michael E. Kitces  |  October 25, 2012

  As the LTC insurance industry continues to suffer, planners and clients have both become increasingly skeptical about LTC insurance.

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  13 Vital Steps to Insure HNW Clients’ Retirement Wealth

  By Michael S. Fischer  |  October 19, 2012

  Are your wealthy clients leaving personal insurance policies largely untouched for years on end? They could face lifestyle-changing losses and unnecessarily high annual expenses, according to ACE Private Risk Services.

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  Five Surprising Insurance Benefits for HNW Families

  By David Spencer, ACE Private Risk Services  |  October 12, 2012

  Insurers specializing in high-net-worth coverage offer complimentary services to prevent, minimize and recover from loss. Here are five such coverages your clients may be overlooking.