insurance policy

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  Matching HNW Clients’ Coverage With Their Risk Profile

  By Kathleen Tierney, Chubb  |  May 14, 2013

  Even, and especially, for the high net worth, make sure those clients’ insurance coverage matches their risk profile. Ask probing questions to determine their real, if often overlooked, risks.

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  Guiding Your Art-Loving Clients, Whether It’s a Passion or an Investment

  By Kathleen Tierney, Chubb  |  April 19, 2013

  Art collectors may love their pieces, but often they're as driven to buy by the perceived investing benefits. What’s the advisor’s role in guiding their clients?

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  Selected Provisions of the American Taxpayer Relief Act of 2012

  By Tax Facts Online  |  March 4, 2013

  The experts of Tax Facts have produced this comprehensive analysis of selected provisions of the American Taxpayer Relief Act of 2012 (the Act) to provide the most up-to-date information to our subscribers. This supplement analyzes important changes to the tax code with emphasis on how these developments impact Tax Facts’ major areas of focus: Employee Benefits, Insurance, and Investments.

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  Milevsky’s VA Shocker: Turn on Your Living Benefit, Now

  By Moshe A. Milevsky  |  February 22, 2013

  Advisors ask me whether clients should “hurry up”—in light of the declining richness of GLB riders—and add money to VAs they already own, before it is too late. My answer will not be what you expected.

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  3 Critical Steps to Prevent Client Lawsuits: FSI OneVoice

  By John Sullivan, AdvisorOne  |  January 29, 2013

  A strong case can be made for including a well-organized and thorough IPS at the outset of every client relationship.

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  For Bonds in 2013, Many Unhappy Returns: Fixed Income Analysts

  By Joyce Hanson, AdvisorOne  |  December 27, 2012

  The fiscal cliff, an accommodative Fed and slow economy will conspire to push yields down, say analysts with Loomis Sayles, LPL, Morgan Stanley and more.

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  In Insurance We Trust—Too Much?

  By Marlene Y. Satter, AdvisorOne  |  November 20, 2012

  Trusts often rely on insurance policies for a variety of purposes, and if trustees do not actively manage those policies, it could cause trouble for both trust and trustee.

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  Permanent Life Insurance: A Smarter Investment Product?

  By William H. Byrnes, Esq., Robert Bloink, Esq., LL.M.  |  September 6, 2012

  For those clients who have grown weary of the fluctuating market for stocks and bonds, the steady returns offered by so-called “permanent” life insurance policies may be the solution.

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  Don’t Risk It: Hybrid Policies Can Reduce the Risks in Long-Term Care

  By Robert Bloink, Esq., LL.M., William H. Byrnes, Esq.  |  May 18, 2012

  You can help these clients avoid overpaying for long-term care by using a life insurance policy to provide coverage in the event that long-term care is needed, while simultaneously preserving your client’s estate if the need for care does not arise.

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  3 Steps for Adequately Insuring HNW Clients’ Art Collections

  By Gary Raphael, ACE Private Risk Services  |  May 17, 2012

  Don’t scream if your high-net-worth clients' fine art collections are underinsured; manage and maintain coverage by following these steps.