insurance policy

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  Two Tax Mistakes to Avoid With Clients: Tax Expert Shenkman

  By Marlene Y. Satter, AdvisorOne  |  March 7, 2012

  Shenkman warns that “wait and see will become wait and pay” if advisors and their clients continue to do nothing.

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  Stand-Alone Living Benefits–Guaranteeing Lifetime Income Without an Annuity

  By William H. Byrnes, Esq., Robert Bloink, Esq., LL.M.  |  February 11, 2012

  A product that can fill a need when clients are wary of annuities.

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  Long-Lost Insurance Policy Returns to Bite Couple

  By Robert Bloink, Esq., LL.M., William H. Byrnes, Esq.  |  February 10, 2012

  Is there any harm in walking away from a policy without receiving confirmation that the policy was canceled by the carrier?

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  4 Top Issues to Address in a HNW Client New Year Insurance Checkup

  By David Spencer, ACE Private Risk Services  |  January 17, 2012

  Neglecting to adjust your HNW client’s insurance program each year can lead to an unacceptable level of risk.

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  SEC Charges Texas Firm With Life Settlements Fraud

  By Melanie Waddell, AdvisorOne  |  January 4, 2012

  The SEC on Tuesday charged Texas-based financial services firm Life Partners Holdings Inc. and three of its senior executives for their involvement in a fraudulent disclosure and accounting scheme involving life settlements.

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  Careful Language Wins Clients; Wall Street Feels Political Heat: January Research—Slideshow

  By Editorial Staff  |  December 26, 2011

  The January issue of Research magazine offers cutting-edge advice on communicating with clients and prospects, and assesses the election-year political climate facing the financial services industry. Topics covered in the issue range from helping clients deal with health care costs to how a medieval mathematician helped shape modern retirement planning....

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  Life Insurance Retirement Plans: Alternative or Rip-Off?

  By Robert Bloink, Esq., LL.M., William H. Byrnes, Esq.  |  November 25, 2011

  Can life insurance revitalize your high-net-worth clients’ retirement plans?

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  Buy-Sell Agreements: Avoiding Transfer-for-Value Problems

  By Robert Bloink, Esq., LL.M., William H. Byrnes, Esq.  |  October 25, 2011

  Transfer-for-value problems with insurance-funded buy-sell agreements can convert otherwise income-tax-free death benefits to ordinary income.

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  Benartzi, Thaler and Previtero Attack the ‘Annuity Puzzle’

  By Gil Weinreich, AdvisorOne  |  October 20, 2011

  Financial industry professionals have long grappled with the so-called 'annuity puzzle'–-the quandary as to why savers who would seem to rationally benefit from annuitizing a portion of their savings do not avail themselves of the opportunity.

• Deferred Liability

  By Alexei Bayer  |  September 1, 2011

  American national debt held steady, in the $2-3 trillion range, for three decades until the early 1980s. It began to rise rapidly at that point, dipping briefly when it reached the $7 trillion mark in the late 1990s and then taking off in earnest after 2000.