insurance

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  What Advisors Don’t Know About Variable Annuities: VA Mechanics

  By Mike Henkel, Achaean  |  April 2, 2013

  To understand how VAs differ and where they fit in a client’s portfolio, first understand their common traits, like how a guaranteed withdrawal rate actually works.

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  Top 25 401(k)s for NYC-Based Companies: Where Are the Big Banks?

  By Joyce Hanson, AdvisorOne  |  March 22, 2013

  Say goodbye to BlackRock, Goldman Sachs, Morgan Stanley and other finance giants—this year's list of the best plans is seriously competitive.

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  How to Evaluate Lower-Priced Guaranteed Lifetime Income VAs

  By Robert Bloink, Esq., LL.M., William H. Byrnes, Esq.  |  March 19, 2013

  Asset allocation is more important than ever in newer variable annuities.

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  Alicia Munnell: Ban Actively Managed Funds From 401(k)s, IRAs

  By John Sullivan, AdvisorOne  |  March 14, 2013

  Why is it that every current wirehouse advisor says they’re completely open-architecture, while every former wirehouse advisor says they faced pressure to sell proprietary products?

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  New Hire Roundup: U.S. Bank Wealth Management Welcomes Mook

  By Marlene Y. Satter, AdvisorOne  |  March 6, 2013

  This week in new hires, David Mook joined U.S. Bank Wealth Management, and Sterne Agee welcomed Robert Mohs to its Chicago office.

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  Protecting Life Insurance Beneficiaries From a Windfall

  By William H. Byrnes, Esq., Robert Bloink, Esq., LL.M.  |  March 5, 2013

  Do your clients want to control how their beneficiaries get death benefits? A new trend in product offerings may be of service.

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  Annuities: Variable Annuities

  By Tax Facts Online  |  March 4, 2013

  Annuities are hot. The tax rules vary with the circumstances. Advisors must be aware of these intricacies when discussing annuities with clients.

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  Annuities: Estate Tax

  By Tax Facts Online  |  March 4, 2013

  The value of certain types of annuities may be included in an estate’s value. Understanding the intricacies of these inclusions is a critically important aspect of estate planning.

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  IRAs: In General

  By Tax Facts Online  |  March 4, 2013

  Individual Retirement Accounts are highly popular tools for contributing funds that grow on a tax deferred basis. Depending on the type of IRA, the accumulation can be tax free.

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  PIMCO’s Bill Gross: ‘If the Fed’s So Smart, Why Are Some of Us Still Poor?’

  By Joyce Hanson, AdvisorOne  |  February 28, 2013

  In his latest outlook, Gross quotes Alan Greenspan’s question—"How do we know when irrational exuberance has unduly escalated asset values?"—and answers with some questions of his own.