insurance

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  Top 25 Finance Company 401(k) Plans: BrightScope

  By Joyce Hanson, AdvisorOne  |  February 26, 2013

  To judge by the 401(k) plans that finance companies offer their employees, they’re doing a good job of doing unto themselves as they would have others do.

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  New Retirement Planning: The Benefits of Patience on Annuities

  By William H. Byrnes, Esq., Robert Bloink, Esq., LL.M.  |  February 25, 2013

  Creating a sustainable retirement income stream is more challenging than ever, but a Society of Actuaries study provides some room for hope, if annuity owners can be patient.

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  Top 5 Retirement Issues

  By Editorial Staff  |  February 25, 2013

  Investment Advisor talked to several of the main players on the retirement stage to get their thoughts on the big challenges of modern retirement.

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  Milevsky’s VA Shocker: Turn on Your Living Benefit, Now

  By Moshe A. Milevsky  |  February 22, 2013

  Advisors ask me whether clients should “hurry up”—in light of the declining richness of GLB riders—and add money to VAs they already own, before it is too late. My answer will not be what you expected.

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  Trusts and LLCs: Smart Ways to Transfer Wealth and Risk, but Mind the Details

  By Kathleen Tierney, Chubb  |  February 21, 2013

  There are many intelligent reasons to transfer high-value assets to a trust or LLC, but there’s a devil lurking in the details, specifically the insurance considerations.

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  Get Ready for Gender-Based Pricing on LTC Insurance

  By Melanie Waddell, AdvisorOne  |  February 20, 2013

  A new twist is coming to LTC insurance: gender-based pricing, and women can expect to pay 20% to 40% more for coverage than men, says Michael Kitces.

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  Are Annuities the Solution to Old 4% Retirement Rule?

  By William H. Byrnes, Esq., Robert Bloink, Esq., LL.M.  |  February 12, 2013

  For years, the 4% rule provided the baseline from which advisors launched retirement strategies, but those strategies simply aren’t cutting it any more. Enter annuities with some attractive riders.

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  SEC Enforcement Roundup: Husband and Wife Charged in Charity Fraud Against Seniors

  By Marlene Y. Satter, AdvisorOne  |  February 7, 2013

  Also among recent enforcement actions was the sentencing of an insider trading informant who managed to avoid prison time for his cooperation.

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  Disruptive Trends in Planning Software, Pt. 2—The Rise of ‘Middleware’

  By Michael E. Kitces  |  February 6, 2013

  How will two powerful technology trends play out for financial planners and impact their use of software in the coming years? There are several powerful implications.

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  New Hire Roundup: Putnam Names New GAA Leadership Team

  By Marlene Y. Satter, AdvisorOne  |  February 6, 2013

  This week in new hires, Putnam announced a new leadership team for its global asset allocation organization, and Steve Antonakes became acting deputy director of the Consumer Financial Protection Bureau.