life insurance

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  The Not-So-Irrevocable Trust: Unlocking Trust Assets

  By Robert Bloink, Esq., LL.M., William H. Byrnes, Esq.  |  June 17, 2013

  There are many reasons a client might want to preserve an irrevocable trust, but after the fiscal cliff deal, there are equally strong reasons a client might prefer to terminate.

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  Bullard’s Blistering Critique of House Fiduciary Plan Offers Way Forward

  By Knut A. Rostad  |  June 4, 2013

  A congressional hearing in late May showcased the latest arguments against SEC fiduciary rulemaking.

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  In Medicaid Planning, Don’t Surrender Life Insurance—Trade It for LTC Instead

  By Robert Bloink, Esq., LL.M., William H. Byrnes, Esq.  |  June 3, 2013

  Your clients who are nearing retirement age might often wonder why they bother maintaining the life insurance policies they’ve funded for years. But under some recent state proposals, owning a life insurance policy can actually help clients in LTC planning.

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  Financial Planning: Art or Science?

  By Michael Finke  |  May 28, 2013

  Good financial planning, like intelligent art, requires an understanding of science.

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  Nationwide Releases Fee-Based Variable Annuity

  By John Sullivan, AdvisorOne  |  May 14, 2013

  Nationwide is the latest company to join an industry push to convince advisors that their concerns with VAs have been addressed.

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  Hurricane Lessons

  By Bob Seawright  |  April 29, 2013

  When people calculate their risk of hurricane damage and make decisions about hurricane insurance, they consistently misread their prior experience and make poor choices, according to a recent study.

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  Michael Finke: Is the 4% Rule Folly?

  By Michael Finke  |  April 29, 2013

  What began as a good-faith exercise to point out the risks from withdrawing too much each year from a retirement portfolio has gained a mythic and potentially unhelpful place among advisors.

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  New Hire Roundup: Collins Named as TDAI’s Head of Advisor Transitions

  By Marlene Y. Satter, AdvisorOne  |  March 20, 2013

  Also this week in new hires, John Mastal joined Convergent Wealth, and E. Thomas Johnson Jr. went to Retirement Clearinghouse.

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  IRAs and Taxes, Pt. 1: When Are IRA Funds Taxed?

  By Tax Facts Online  |  March 19, 2013

  The experts from Tax Facts Online on the tax treatment of individual retirement accounts.

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  Annuities and Taxes, Pt. 3: The Estate Tax

  By Tax Facts Online  |  March 8, 2013

  The Tax Facts Online experts take a look at the estate tax implications of annuity payments.