life insurance policies

• 

  IRS Untangles One Transfer-for-Value Rule Trap

  By William H. Byrnes, Esq., Robert Bloink, Esq., LL.M.  |  September 19, 2012

  Preferential tax treatment and the flexibility to restructure allocations in estate planning simply don't mix well when it comes to investing in life insurance. A recent IRS private letter ruling could help change that.

• 

  Permanent Life Insurance: A Smarter Investment Product?

  By William H. Byrnes, Esq., Robert Bloink, Esq., LL.M.  |  September 6, 2012

  For those clients who have grown weary of the fluctuating market for stocks and bonds, the steady returns offered by so-called “permanent” life insurance policies may be the solution.

• 

  Life Settlements—Are They Back?

  By Robert Bloink, Esq., LL.M., William H. Byrnes, Esq.  |  August 27, 2012

  One question financial advisors should be asking themselves today is whether life settlements have returned to the fold as a viable tool in their clients’ planning strategies.

• 

  Life Partners: Grow Your Practice With an Insurance Partner

  By Kevin Kimbrough  |  August 21, 2012

  Between the ongoing market volatility and the rapid evolution in insurance products, it’s easy to see why many financial advisors aren’t talking to their clients about life insurance.

• 

  Whole Life Policies: Tapping Cash Value as Alternative to Equity Investing

  By William H. Byrnes, Esq., Robert Bloink, Esq., LL.M.  |  July 3, 2012

  Whole life insurance has taken the spotlight as investors seek secure alternatives to rocky equity markets. An advisor’s guidance can be critical in determining whether a whole life policy is a smart investment for any given client.

• 

  Double Duty: Make Your Documents Work Twice as Hard

  By Bill Good  |  April 24, 2012

  I want to show you how to make your required documentation work overtime--for you and your clients.

• 

  No Substitutions

  By Marlene Y. Satter, AdvisorOne  |  March 26, 2012

  In 2010, the insurance industry was the target of a lot of bad press regarding retained asset accounts (RAAs) that were provided to the beneficiaries of military service members killed in action.

• 

  Top 7 TV Advertising Slogans by Financial Firms

  By Dan Berman, AdvisorOne  |  February 22, 2012

  As John Houseman intoned in the iconic TV commercials, Smith Barney earns its money, albeit now as a Morgan Stanley underling. No one can really listen when E.F. Hutton speaks any longer, since they've been subsumed. AdvisorOne rounds up a collection of its favorite ads.

• 

  Reversionary Annuities: A Low-Cost Way to Protect Surviving Beneficiaries?

  By Robert Bloink, Esq., LL.M., William H. Byrnes, Esq.  |  December 31, 2011

  Reversionary annuities are a low-cost way to ensure that a surviving beneficiary will have adequate income after the death of another.

• 

  IRS Greenlights ILIT Replacement Policies

  By William H. Byrnes, Esq., Robert Bloink, Esq., LL.M.  |  December 20, 2011

  The IRS has held that a grantor’s power to substitute a policy in an ILIT for another policy of equal value will not result in estate inclusion