life insurance policy

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  Longevity Insurance: An Answer to Your Clients’ Biggest Worry?

  By Robert Bloink, Esq., LL.M., William H. Byrnes, Esq.  |  October 29, 2011

  Are your clients concerned about spending down their retirement assets too early and spending the last years of their lives destitute? Enter longevity insurance.

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  Buy-Sell Agreements: Avoiding Transfer-for-Value Problems

  By Robert Bloink, Esq., LL.M., William H. Byrnes, Esq.  |  October 25, 2011

  Transfer-for-value problems with insurance-funded buy-sell agreements can convert otherwise income-tax-free death benefits to ordinary income.

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  Carrier STOLI Suits Not Limited by Contestability Period

  By Robert Bloink, Esq., LL.M., William H. Byrnes, Esq.  |  October 10, 2011

  The Delaware Supreme Court recently held that life insurance carriers are not limited by the contestability period when they challenge a policy for lack of an insurable interest.

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  7 Ways Advisors Can Close Life Insurance Gap: Genworth

  By Danielle Andrus, AdvisorOne  |  September 26, 2011

  A study released Thursday by Genworth Financial found that almost half of Americans with household incomes between $50,000 and $250,000 do not have life insurance.

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  Sidestepping Income Tax When a Policy Is Canceled With Outstanding Loans

  By William H. Byrnes, Esq., Robert Bloink, Esq., LL.M.  |  September 15, 2011

  Insolvent insureds can avoid income tax when a life insurance policy is terminated while loans are outstanding.

• Philanthropy’s Cutting Edge

  By Ellen Uzelac  |  September 1, 2011

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  Agents Allege Carrier Complicity in CHOLI Scheme

  By Robert Bloink, Esq., LL.M., William H. Byrnes, Esq.  |  July 13, 2011

  Aviva knew of insurance policies, agents say, and add that nothing illegal was done.