life insurance products

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  Beyond Survivorship: Joint Life Solutions for Today's Family Businesses

  By William H. Byrnes, Esq., Robert Bloink, Esq., LL.M.  |  March 22, 2012

  Adding a first-to-die rider can give your business clients the security they need so the business and family finances are protected if the primary business manager is the first to die.

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  Universal Life Insurance Premiums May Rise Under NAIC Approach

  By William H. Byrnes, Esq., Robert Bloink, Esq., LL.M.  |  March 12, 2012

  An approach adopted by a National Association of Insurance Commissioners group would require insurance companies to adjust asset reserve levels associated with UL insurance products, and any increases in the requisite reserves would likely result in a corresponding rise in premium levels.

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  EU Insurers Could Shift Losses to Life Policyholders

  By Marlene Y. Satter, AdvisorOne  |  October 28, 2011

  European Union insurers could be planning to shift losses they are being compelled to accept from euro zone sovereign debt to customers who hold policies.