long-term care insurance

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  Prenups Mean Nothing When Long-Term Care Is Needed

  By Romeo Raabe, LUTC, LTCP  |  May 21, 2013

  If a client is considering a later-in-life marriage, understand that prenuptial agreements can’t ‘hide’ assets when it comes to a spouse’s need for LTC.

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  CFPB Calls for ‘Rigorous’ Standards for Senior Designations

  By Melanie Waddell, AdvisorOne  |  April 18, 2013

  The CFPB told Congress, the SEC and state regulators that the alphabet soup of “senior designations”—more than 50—confuses older Americans and that a three-pronged approach is needed to protect the elderly from fraud.

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  9 Ways to Close the Deal

  By David Port  |  March 1, 2013

  Call it fulfilling your fiduciary responsibility or call it selling an idea — your success as an advisor depends on your ability to convince people to act on your advice. Check out these nine battle-tested tactics.

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  Get Ready for Gender-Based Pricing on LTC Insurance

  By Melanie Waddell, AdvisorOne  |  February 20, 2013

  A new twist is coming to LTC insurance: gender-based pricing, and women can expect to pay 20% to 40% more for coverage than men, says Michael Kitces.

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  Are Annuities the Solution to Old 4% Retirement Rule?

  By William H. Byrnes, Esq., Robert Bloink, Esq., LL.M.  |  February 12, 2013

  For years, the 4% rule provided the baseline from which advisors launched retirement strategies, but those strategies simply aren’t cutting it any more. Enter annuities with some attractive riders.

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  Americans Lagging in LTC Planning

  By Danielle Andrus, AdvisorOne  |  November 9, 2012

  A Northwestern Mutual study found that a third of Americans haven’t factored their long-term care needs into their retirement planning.

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  Is Risk of More Expensive LTC Insurance Rising or Falling? Pt. 2

  By Michael E. Kitces  |  November 1, 2012

  Although the popular press has widely blamed rising long-term care insurance premiums on "unexpected" claims, the reality is that the rising cost of care has played only a limited role.

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  Is Risk of More Expensive LTC Insurance Rising or Falling? Pt. 1

  By Michael E. Kitces  |  October 25, 2012

  As the LTC insurance industry continues to suffer, planners and clients have both become increasingly skeptical about LTC insurance.

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  New Hire Roundup: Mozzocci Goes to Cantor Fitzgerald

  By Marlene Y. Satter, AdvisorOne  |  October 24, 2012

  This week in new hires, Cantor Fitzgerald Investment Advisors welcomed Theresa Mozzocci, and BondDesk announced that Howard Edelstein would add the role of CEO to his position as chairman.

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  LTCI: Here Today, Gone Tomorrow?

  By Marlene Y. Satter, AdvisorOne  |  October 23, 2012

  The release in late September of a Moody’s Investors Service sector profile of long-term care insurance was filled with doom and gloom.