long-term care insurance

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  The Rose’s Thorn: Increasing Premium Rates for Hybrid Life Insurance-LTC Policies

  By William H. Byrnes, Esq., Robert Bloink, Esq., LL.M.  |  October 10, 2012

  Premiums for long-term care insurance have increased dramatically in recent years, causing clients to turn to hybrid policies that, unlike traditional long-term care policies, are certain to provide some type of future benefit.

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  Long-Term Care Insurance Not Just for Elderly

  By Marlene Y. Satter, AdvisorOne  |  September 5, 2012

  It’s a common perception that such coverage is for older people who suffer failing faculties due to their age. But a study found that claimants as young as 24 had used their policies, sometimes for years.

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  Navigating the Long, Forked Road to a Retirement Paycheck

  By Gil Weinreich, AdvisorOne  |  July 17, 2012

  To annuitize or not to annuitize? That’s just one of many questions financial advisors face in the seemingly simple but actually complex effort to produce a paycheck for retirement clients.

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  A Package Deal: Planning for Long-Term Care With Income Security

  By Robert Bloink, Esq., LL.M., William H. Byrnes, Esq.  |  July 15, 2012

  A type of fixed annuity could provide the solution for clients who are looking to plan for long-term care and receive a guaranteed return on their investment.

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  Striking Generational Differences Found in Wealth Management: U.S. Trust Survey

  By Michael S. Fischer  |  June 19, 2012

  The survey found the youngest generation pragmatic, proactive and disciplined in their approach to investing and wealth management, surpassing Baby Boomers in planning for wealth for themselves and their families.

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  Financial Literacy Gender Gap Widening in Some Areas

  By Danielle Andrus, AdvisorOne  |  June 14, 2012

  Women significantly lag men in basic money management and investing, the report found.

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  Advisors vs. the Bag Lady Nightmare: 4 Women Talk Money With Terry Savage

  By Joyce Hanson, AdvisorOne  |  May 11, 2012

  Terry Savage, the author of “Savage Truth and Money,” is afraid of becoming poor someday. And she isn't alone: many women share her fear.

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  Double Down on Tax Benefits With HSAs

  By Robert Bloink, Esq., LL.M., William H. Byrnes, Esq.  |  May 3, 2012

  In today’s uncertain tax environment, health savings can be as important as an actual retirement account to your client’s financial security.

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  Baby Boomers Sacrifice Retirement for Kids—Again

  By John Sullivan, AdvisorOne  |  May 1, 2012

  Many boomers delayed saving for retirement to save for the steep cost of their children's college education. Now, even though many boomers’ portfolios are recovering, it doesn't mean they're out of the financial wilderness just yet.

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  Which Candidate Is More Likely to Support LTC Insurance? Poll Has Surprising Answer

  By Danielle Andrus, AdvisorOne  |  April 18, 2012

  A straw poll found Americans gave a conclusive answer to whether Obama or the GOP candidate would be more likely to support LTCI.