Michael Kitces

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  Kitces on the Top 3 Topics for Advisors in 2013—Topic 3: Obamacare

  By Michael E. Kitces  |  January 10, 2013

  This year may mark the beginning of a permanent change in separating employment from health insurance. Why this development in health exchanges holds major implications for you and your clients.

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  Big Boost to 401(k) Roth Conversions in Fiscal Cliff Deal

  By John Sullivan, AdvisorOne  |  January 3, 2013

  The last-minute deal by Congress to avoid the fiscal cliff contains a new option for workers saving for retirement.

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  Fiscal Cliff Deal: The Good, the Bad and the Ugly

  By Melanie Waddell, AdvisorOne  |  January 2, 2013

  The fiscal cliff deal that was approved by Congress sent the markets soaring Wednesday, but lawmakers and industry officials were quick to weigh in with their opinions—positive and negative—on the deal.

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  Is Kitces Right on When a CFP’s Fiduciary Duty Should Apply?

  By Knut A. Rostad  |  December 17, 2012

  Advancing the discussion, Michael Kitces urges the CFP Board to abandon its approach of limiting when a fiduciary standard should apply to certificants.

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  NAPFA to Advisors: CFP Designation or Bust

  By Joyce Hanson, AdvisorOne  |  December 4, 2012

  NAPFA said Tuesday that it would only accept the CFP designation for people who applied to be NAPFA-registered financial advisors.

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  Americans Lagging in LTC Planning

  By Danielle Andrus, AdvisorOne  |  November 9, 2012

  A Northwestern Mutual study found that a third of Americans haven’t factored their long-term care needs into their retirement planning.

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  Critical Illness Riders: Life Insurance Protection for the Living

  By William H. Byrnes, Esq., Robert Bloink, Esq., LL.M.  |  October 5, 2012

  A new twist on the traditional life insurance policy that protects against expenses incurred because of critical illnesses is attracting clients’ interest once again.

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  Don’t Let Clients Be Blinded by the 2013 Sunset: Tax Planning Now

  By Richard Niles, J.D., Senior Editor, Tax Facts Online  |  September 17, 2012

  The possible tax changes with the New Year—and a definite one—that you should consider for your clients, regardless of who is president.

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  Whose Death Triggers Which Death Benefit in That Annuity?

  By John L. Olsen, CLU, ChFC, AEP  |  August 24, 2012

  Any advisor who offers advice regarding a deferred annuity must be very sure to understand what that contract says with regard to death benefits.

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  Seeking Social Media’s Payoff

  By Ellen Uzelac  |  June 27, 2012

  In less than one year, advisor Elle Kaplan’s “online tribe,” as she calls it, has surged from 10 to more than 2,400 Twitter followers. Not coincidentally, a dozen of them have signed on as clients.