National Association of Insurance Commissioners

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  Guaranteed Income? Not Without Risk: GAO

  By Danielle Andrus, AdvisorOne  |  January 11, 2013

  A GAO report examined variable annuities with guaranteed lifetime withdrawal benefits and contingent deferred annuities, as well as the regulations that cover each.

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  The Rose’s Thorn: Increasing Premium Rates for Hybrid Life Insurance-LTC Policies

  By William H. Byrnes, Esq., Robert Bloink, Esq., LL.M.  |  October 10, 2012

  Premiums for long-term care insurance have increased dramatically in recent years, causing clients to turn to hybrid policies that, unlike traditional long-term care policies, are certain to provide some type of future benefit.

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  New Hire Roundup: Putnam Advances Sipple; Hewson Joins Citi Private Bank

  By Marlene Y. Satter, AdvisorOne  |  March 14, 2012

  This week in new hires, Scott Sipple moved up at Putnam Investments; Mark Hewson went to Citi Private Bank; Bradford Campbell joined Drinker Biddle; Kimberley Branch and John Forrest went to Symetra; and SNR Denton welcomed Lisa Ledbetter.

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  Universal Life Insurance Premiums May Rise Under NAIC Approach

  By William H. Byrnes, Esq., Robert Bloink, Esq., LL.M.  |  March 12, 2012

  An approach adopted by a National Association of Insurance Commissioners group would require insurance companies to adjust asset reserve levels associated with UL insurance products, and any increases in the requisite reserves would likely result in a corresponding rise in premium levels.

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  How Green Was My Policy

  By Marlene Y. Satter, AdvisorOne  |  March 1, 2012

  As the headlines over extreme weather conditions and the cost of natural disasters swell, some insurance companies are rising to the challenge.

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  The Confusing World of Contingent Annuities

  By William H. Byrnes, Esq., Robert Bloink, Esq., LL.M.  |  October 5, 2011

  If you’ve never heard of a 'contingent annuity,' you’re not alone.

• Roy Woodall Confirmed for FSOC Post

  By Marlene Y. Satter, AdvisorOne  |  September 28, 2011

  Roy Woodall, nominated for the only voting seat of three on the Financial Stability Oversight Council devoted to insurance experts, was confirmed on Tuesday in the Senate.

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  Dodd-Frank’s Call for a Federal Insurance Regulator

  By Robert Bloink, Esq., LL.M., William H. Byrnes, Esq.  |  September 23, 2011

  Are life insurance and annuities in line for federal regulation under Dodd-Frank?

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  Building a Personalized Disaster Plan for Clients: Pt. 2—The 4 Big Post-Disaster Dangers

  By Andrew Rice, Money Management Services  |  September 19, 2011

  When it comes to a disaster plan, make sure clients first create a disaster supply kit, and then prepare to address identity theft, insurance claims and a death in the family.

• Climate Change Endangers Insurance Industry: Ceres

  By Marlene Y. Satter, AdvisorOne  |  September 5, 2011

  Insurers are failing to adequately plan for climate change risks, according to a report by Ceres, thus endangering not only the consumers and businesses that depend on them but also their own survival.