Annuities

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  BNY Mellon Boosts Profits 23%: Q4 Earnings

  By Janet Levaux, AdvisorOne  |  January 16, 2013

  Clearing fees at Pershing unit rise to $294 million in the period and nearly $1.2 billion for 2012

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  Guaranteed Income? Not Without Risk: GAO

  By Danielle Andrus, AdvisorOne  |  January 11, 2013

  A GAO report examined variable annuities with guaranteed lifetime withdrawal benefits and contingent deferred annuities, as well as the regulations that cover each.

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  Jackson Expands Alternative Investment Education in 2013

  By John Sullivan, AdvisorOne  |  January 4, 2013

  Jackson National Life signaled a deeper foray into the alternative investment space with the announcement Thursday of a comprehensive list of alternative investment training tools.

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  How Your Clients Can Shield Their Assets From Lawsuits

  By Gil Weinreich, AdvisorOne  |  December 26, 2012

  Frivolous lawsuits are proliferating in a bad economy, says attorney Hillel Presser. The goal therefore is to own nothing, but control everything...

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  Variable Annuity Outlook 2013: Tough Road Ahead

  By John Sullivan, AdvisorOne  |  December 21, 2012

  Sun Life Financial’s announcement that it will exit the business is the latest in a growing trend. The main culprit is that many variable annuity products hedged their exposure incorrectly.

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  Annuities 2020: Will the Future of VAs Look Like Their Past?

  By Moshe A. Milevsky  |  December 20, 2012

  Perhaps the next step in the evolution of retirement annuities is to go back to the past. Maybe the annuity of the year 2020 pays out no cash at all, but instead offers an actual retirement service. Allow me to explain.

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  Are Annuities Too Risky for Insurance Companies?

  By Gil Weinreich, AdvisorOne  |  December 18, 2012

  The question naturally arises from Canadian life insurer Sun Life Financial’s decision to unload its U.S. annuity business for $1.35 billion, and recent shakeups in the annuity business.

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  Warning on VAs to Advisors: Be Afraid. Be Very Afraid.

  By Gil Weinreich, AdvisorOne  |  December 10, 2012

  Glenn Daily, insurance expert and variable annuity dissenter, says the complexity of these products’ guaranteed benefits is beyond most advisors’ ability to assess.

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  Will U.S. Kick 401(k) Subsidies Off Cliff?

  By Gil Weinreich, AdvisorOne  |  December 6, 2012

  At a time of nearly desperate negotiations to find savings needed to avert the fiscal cliff, ending the taxpayer subsidy–to the tune of $100 billion–of retirement savings accounts seems to many to be a no-brainer.

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  To Avoid Fiscal Cliff, 401(k) Plans May Fall Off Deep End

  By Gil Weinreich, AdvisorOne  |  December 4, 2012

  Advisor Brett Goldstein says possible deals to cap contributions could shutter plans, hurt low-income employees particularly and see contributions plunge up to 65%.